I’m a financial professional with a unique approach In that we help people find money they are currently losing unknowingly and unnecessarily and then help them determine where they can save that money for their financial future. we believe there are only two ways to help people financially: you either help them find them find a better product than they have today, one that potentially pays a higher rate of return but may require more risk; or you help them be more efficient with the money they have. We believe there is more opportunity to serve my clients by helping them avoid losses than by picking the winners. You are probably wondering how I do that; well, there are five major areas most people are losing money unknowingly and unnecessarily: They are:

• How you pay for your house,

• How you save for retirement,

• How you pay your taxes,

• How you pay for college,

• How you pay for major capital purchases – big ticket items can’t purchase in full with your monthly income like cars To help people,

the first thing I do is answer the four questions that anyone serious about their finances should know the answers to. You see people who are serious about their finances want to make sure they can live in the future like they are living today, adjusted for inflation, and to do so they need to know: